Savings Start at Home

Saving on homeowners insurance is easier than you may think. Here are some strategies to reduce costs without compromising coverage.

Shop and compare. Look at multiple providers to find the best rates, but be aware of potential fees or coverage gaps when switching.

Bundle policies. Combining home and auto policies often results in significant savings.

Take advantage of home upgrades. Discounts may apply for energy-efficient appliances, security features or updated plumbing and electrical systems.

Look for state-specific discounts. For example, Florida homeowners might save with credits for hurricane-resistant roofs, while Californians could benefit from fire mitigation discounts.

Identify additional savings. Price reductions may be available for new home construction, mature homeowners, and properties in HOAs or secured communities.